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Who will take care of us, if not yourself? And what will be used for the rest of us can reasonably influence. Insurers, of course, you can also protect us think of life insurance. In one place we offer the collected answers!
Those Slovenian insurance companies that offer life insurance, we asked what life insurance offer and what are the conditions william makepeace thackeray vanity fair for a person who wants to protect.
Good to know, or need proof of our health and what health checks should be carried out prior to entering into life insurance? Are examples that life insurance is not concluded or the client refuses? And the life insurance more expensive for high-risk groups, which ones and what are the differences?
When they offer traditional life insurance endowment or death linked life insurance linked to investment funds and life insurance with embedded severe illnesses. william makepeace thackeray vanity fair The person must be healthy, aged between 15 to 65 years, william makepeace thackeray vanity fair it is also important with any profession is engaged. In traditional insurance to the insured sum of 60,000 and investment insurance to the insured sum of 110,000 euros a medical examination is required. It is said that the party would be rejected for medical reasons or due to high-risk occupations, in all cases, but the effort to protect the client. Every profession william makepeace thackeray vanity fair has otherwise specifically defined, william makepeace thackeray vanity fair surcharges for high-risk groups represent an increase in the basic factor william makepeace thackeray vanity fair for the calculation of between one and four traffic. william makepeace thackeray vanity fair In principle, the insurance company efforts william makepeace thackeray vanity fair to find a solution even in cases of restriction or reservation.
Offer a variety of insurance products tend to simplicity and understandability. They offer traditional life insurance (endowment + death) insurance for the risk of death (sum insured throughout the period of insurance unchanged), the remaining amount of credit insurance (covering the risk of death, the insured amount is annually adjust the balance of the loan) and unit-linked life insurance (with warranty yield). For individual products william makepeace thackeray vanity fair may be a one-off payment, but can also be repaid in installments. As regards the minimum age is the age at 16 years, the final age (the age at + insurance period), in principle, 75 years old, so it is possible for a wide range of insurance periods to 59 years.
Maximum age of accession for most products is 70 years. All the products is not necessary to carry out the review, which is, however, health checks william makepeace thackeray vanity fair starting with the insurance sum of 55,000 euros, this is true for accession to the age of 40 years. Each potential insured treated individually, william makepeace thackeray vanity fair so no further not be excluded. If the responses from clients when making the offer to conclude an insurance that has certain health problems, consult with our doctors censor or reinsurance undertaking, and only then take a decision on acceptance or rejection of the insured and under what conditions, such surcharge, it would be possible to conclude insurance . They say that there is no risk groups, a risk assessment on the basis of a joint assessment of health status of the insured. However, if the insured engages in what dangerous hobbies, but in principle it does not affect the amount of the premium, but may be certain hazards are excluded from coverage.
They offer traditional life insurance, which can cover the risk of death and / or survival, unit-linked life insurance william makepeace thackeray vanity fair covering the endowment, with payment upon maturity is always linked william makepeace thackeray vanity fair to the value of property in selected mutual funds and unit-linked william makepeace thackeray vanity fair life insurance contracts with guarantee. For all types of insurance can be connected insurance against the occurrence of serious illness, accident insurance and assistance of Best Doctors, william makepeace thackeray vanity fair the so-called second opinion. They have more variations of insurance that separate matter when it comes to insurance payments - or immediately william makepeace thackeray vanity fair upon the occurrence of the insured event (death) or after the expiry of periods of insurance basically cover the same risk. Persons under 14 years of insurance can not be concluded.
It can also be for all insurance beneficiary decides he or insurance benefit paid in a lump sum or as an annuity she receives, so for a long time (possibly to death). A person must be at the conclusion of the shelf between the ages of 14 and 65 years, with certain william makepeace thackeray vanity fair vrs